Sutton Financial has an altruistic mission and is guided by the principle of economic fairness. In fact, the creation of our Comprehensive Goals-Based Flat-Fee Financial Planning Model was developed with a focus on transparency, client understanding, and clearly defined costs. The Sutton Financial flat-fee structure should appeal to individuals who prefer a clearly defined financial planning cost that does not increase simply because the value of their portfolio increases.
Through Eagle Strategies LLC, a Registered Investment Adviser, Sutton Financial can offer both financial planning and investment advisory services. Sutton Financial focuses on providing comprehensive goals-based financial planning services for a flat-fee to clients because we are of the belief that Financial Planners not only have an obligation to make recommendations that serve the clients best interest but also places the clients financial interest above our own. See "How Fees and Expenses Impact You" page.
The Sutton Financial flat-fee financial planning model through Eagle Strategies LLC, allows clients to engage in comprehensive goals-based financial planning on a subscription basis or per plan fee structure. The typical financial planning fee we charge can be found under "The Sutton Financial Difference" tab.
Our financial planning process helps clients identify short, medium and long-term financial goals, assess risk and improve strategies related to saving, spending, investing, retirement, asset protection and legacy planning. Recommendations and strategies are developed after a thorough analysis and stress test of each client's individual goals, financial situation, and time horizon.
Clients who desire ongoing financial planning and sign an agreement for our services, will not be charged the Advisor portion of an AUM Fee on any money we manage through our Investment Advisory Services. Note other fees such as Eagle’s fee, money manager fees, and certain service fees will still be charged. See Eagle’s Form ADV and the agreements you sign for more details.
Our grasp of the concepts of compound interest, reinvestment of dividends and the time value of money is why our compensation model focuses on charging clients a flat financial planning fee instead of an AUM Fee based on the value of their portfolio.
Sutton Financial may also identify a need for insurance or other financial products to help manage risk, guarantee income, or aid in legacy planning for future generations as part of the planning process. Clients may choose to implement our recommended solutions through Sutton Financial and our partnership with New York Life Insurance Company, its affiliates, or their other trusted providers.
Clients always have the ultimate say whether to follow any or all our recommendations, but Sutton Financial commits to our clients we will only make recommendations that we believe to be in their best interest and align with their personal goals.